Concept · placeholder rates
A rate is only useful if you know where and when it came from.
Currentury is a planned converter that puts the source and the refresh time next to every number, so travellers and freelancers can trust what they read.
01The problem
The number on the screen isn't the number on the receipt
Today
A rate without a story
- Mid-market rates shown as if anyone could get them
- No source, no timestamp
- Card and transfer fees discovered afterwards
The idea
Three numbers, all labelled
- The reference rate and who publishes it
- What spreads typically look like
- When each figure was last refreshed
02How it works
Built around three honest numbers
- Step 1
The rate
The reference rate, with its licensed source named.
- Step 2
The spread
Typical card or transfer spreads explained, not hidden.
- Step 3
The time
Every figure shows when it was last refreshed.
03Who it's for
People paid in one currency and living in another
Travellers
Checking a price at a till, not a trading desk.
Freelancers
Invoicing clients abroad and comparing transfer options.
Families
Sending money home and wanting the full picture.
04At a glance
The context Currentury plans to show beside every rate.
- SourceWho publishes it
- TimestampWhen it was refreshed
- SpreadWhat providers add
- Plain languageNo trading jargon
05Honest status
Where Currentury is today
Currentury is a concept. Rates shown are illustrative placeholders, not live market data.
Now
Concept
Not started
Data source licensing
Not started
Converter
Not started
Alerts
Questions
Will it tell me when to exchange?
No. Currentury will show information, not recommendations.
Will there be rate alerts?
Alerts are being considered; they need a delivery method and consent model first.